KNOW BEFORE YOU SIGN™
Every student deserves to see the real return before they sign a loan.
See a 12-step guided session that turns raw earnings and debt data into a decision your family can actually understand.
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Secure checkout · Instant results
220,960
programs tracked
6,127
institutions
12
step guided session
0–100
Program ROI Score™
One session. Every decision covered.
From first paycheck math to the final signature, in a single guided flow.
$
My First Paycheck™
Shows the real take-home number after taxes and FICA — not the sticker-shock salary figure.
PayPath™
A 20-year earnings trajectory with a 3-star growth rating, so families see the arc — not just year one.
Before You Sign™ & Blind Spot
Flags DANGER-level debt-to-earnings ratios before a loan is signed, with funding sources laid out side by side.
2+2 SmartPathway™
Compares a community-college transfer route against a direct 4-year path — same destination, real cost difference.
$39.99, One-Time
No subscription, no recurring charge. Pay once, get instant access to your full report.
What You Get
A complete ROI breakdown for one specific program — real take-home pay, projected earnings, and a clear payoff timeline.
Know your number before you sign.
One-time purchase. Instant access.
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